Whether you are already receiving Medicare or about to enroll for the first time, we are here to help you or a loved one navigate the Medicare Maze. Please don’t do it alone, we are here to help! Our goal is to assist you with finding the best plan to fit your health care needs.
The original Medicare program was signed into law on July 30th, 1965. Former President Harry Truman and his wife were the very first beneficiaries. Today over 56 million Americans are enrolled in the Medicare program. That’s most Americans ages 65 and older, regardless of their income or health status.
Original Medicare has only two parts: A and B. Part A is for hospital insurance and Part B is for medical insurance. You can use any doctor or hospital that takes Medicare, anywhere in the U.S. If you want drug coverage, you can join a separate Part D plan.
A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover like:
Medigap policies are sold by private companies. Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here's what happens, Medicare will pay its share of the then, your Medigap policy pays its share.